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The People’s Benefit Scheme (Stokvel) ... Informal Body has a constitution. and it is clear from its constitution that the following is applicable: ... In terms of the constitution, certain persons, for example the Committee, ...

Date added: November 21, 2011 - Views: 177

Section 1 - BANKSETA

For example, when a group of ... Members of a “Stokvel” The members of a “Stokvel” consists of: A Chairperson. ... In terms of the constitution, certain persons, for example the Committee, normally have the power to act on behalf of the Informal Body.

Date added: March 21, 2012 - Views: 13

One of the reasons why people find it difficult to find a job ...

Members save together and provide loans to their members (stokvel). How is a co-operative formed? ... etc. The Department of Trade and Industry (CIPRO) can provide you with an example of a Constitution. Ask a small group of members to work out a financial plan for your co-operative.

Date added: September 23, 2013 - Views: 4

The meaning of pyramid schemes in the popular economies

Finance thus plays an important role in the constitution of both the Black Elite and the Black Underclass, over and above the level of everyday life. ... The stokvel, for example, ...

Date added: July 11, 2013 - Views: 9

LAW OF BUSINESS ENTERPRISES 300 (ONR300) - Learning - Home

No form of meaningful, professional teaching (for example through interesting class presentations ... Constitution of South ... company and the business trust. We shall deal with the basic principles of the partnership, the close corporation, the stokvel and business trust during ...

Date added: March 8, 2014 - Views: 3

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These important financial institutions have set an example in terms of what can and needs to be done. ... When we adopted our Constitution in 1996, ... "Sousou" as practised in Ghana and "stokvel" as practised in South Africa are cited as examples in this article.

Date added: June 2, 2014 - Views: 9

Session 5: The budget process - UNDP Mongolia

For example, if government ... Part B of Schedule 4 of the Constitution says that national and provincial government ... to financial institution Clothing account payments Contribution to pension fund Medical aid Savings account Stokvel/ savings club Newspapers and books School uniforms ...

Date added: September 13, 2013 - Views: 5

Western Cape Cooperatives Strategy - COPAC

For example, offering higher ... Organisational development: : Set up the co-operative, draw up and adopt a constitution and agree on operating principles to guide the work. Membership: ... The Stokvel Company. Mazibuko Jara (for assistance) Appendix One: ...

Date added: December 14, 2011 - Views: 42

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Motion agreed to in accordance with section 65 of the Constitution. RUMOURS REGARDING SATAN'S ACTIVITIES IN SPORTS CIRCLES (Draft Resolution) ... What have we got? For example, it has come to my attention that, although MCM spent a total number of 2 000 hours on the allocation on hake longline, ...

Date added: October 13, 2012 - Views: 24

1 - Swaziland Legal Information Institute

For example, if an accountant was accused of fraud, ... Section 32(3) of the Constitution of the Kingdom of Swaziland . Act, 2005 provides that; ... The Respondent remains indebted to the Applicant for the amount paid to the stokvel, ...

Date added: September 29, 2012 - Views: 38


The new Constitution has an explicit commitment to gender equality. ... She is planning to use some of her additional income to join a stokvel ... For example in some cases where members business fail leading to repayment difficulties and they have borrowed from a money lender, ...

Date added: January 24, 2013 - Views: 4

Complying with Changes in Legislation - FASSET

... (for example PAYE, Pension or Medical Aid contributions) ... Became a citizen by naturalisation after the commencement of the constitution, ... Agreements where a member of a stokvel borrows money from the stokvel;

Date added: March 1, 2012 - Views: 39

Address by Gauteng Premier, Nomvula Mokonyane on the occasion ...

Thandiswa is a shining example of one that has benefited enormously from the significant ... What started out as a stokvel and a micro ... It means that Thandiswa lives in the kind of society that we envisaged in the Freedom Charter in 1955 and the Constitution of South Africa ...,%20Nomvula%20Mokonyane%20on%20the%20occasion%20of%20the%20Opening%20of%20Gauteng%20Legislature.doc

Date added: May 4, 2013 - Views: 5


A suitable number of schools, for example 10, ... The purpose of the stokvel. Contributions by members. Benefits to members and their beneficiaries. Penalties for defaulting members. ... Important stipulations in the current constitution.

Date added: January 28, 2012 - Views: 47


... of our Constitution states that everyone has right to have access to social security, ... Mr HM was forced to borrow money from individuals and from a township micro-lender (Stokvel/ Mashonisa) since April/ May 2004. ... For example, an overall policy ...

Date added: January 13, 2014 - Views: 10

01/15/2002 - Centre for Affordable Housing Finance in Africa

Yes. Referred to as expropriation. The “Property” clause in the Bill of Rights (Section 25) of the Constitution of the Republic of South ... for example, the developers who were given the license to build ... At the end of every month, one member of the stokvel receives all the ...

Date added: December 20, 2013 - Views: 12


These outcomes essentially result from the South African Constitution. They are the departure point for ... Learners are provided with information regarding a stokvel and required to record ... Year Plan Example – Grade 10. Business Studies as a core or elective qualification component is ...

Date added: November 3, 2012 - Views: 60

Trajectories of the transition: tracing former youth ...

The Comaroffs see a contradiction between the liberal democracy enshrined in the South African constitution and the Kingdom ... she had started a stokvel, a volleyball club for girls and a dancing group for ... This eclectic strategy can be illustrated with the example of my host family ...

Date added: January 27, 2012 - Views: 11

PREAMBLE - Institute for Co-operatives Development

Giving an example of the IFCD Dr Mjwara underlined that through skills development the Institutions of ... SANACO’s constitution allows registered co-operatives within a ... Must have been operating at least for twelve months (as trading entity, Umgalelo, or Stokvel with members ...

Date added: January 4, 2014 - Views: 15


Date added: April 26, 2014 - Views: 11


An example of these is provided in ... of the Constitution of the Republic of South Africa (Act 108 of 1996) (Republic of South Africa 1996), in line with ... Establishing and supporting small groups of homes of CHHs or communes within communities through schemes like Stokvel or communal ...

Date added: May 9, 2013 - Views: 11

Information Systems (IT), Electronics & Telecommunications ...

The BITF Western Cape formally constituted itself and adopted its constitution in April 1995. One of the key objectives then was the creation of a National BITF structure with BITF representation in every province. ... For example, graduates may be superb computer theorists, ...

Date added: August 3, 2013 - Views: 13


... for example in the form of the insurance options and public private partnerships. ... Schedule 4B and 5B in the Constitution does not give local government the mandate for disaster management functions. However, the Disaster Management Act, ...

Date added: October 2, 2012 - Views: 10