This book examines the FinTech revolution from a data privacy perspective. It analyzes key players on the FinTech market and the developments in various market segments. Particular attention is paid to an empirical analysis of the privacy statements of 505 German FinTech firms and how they were adapted after the General Data Protection Regulation (GDPR) entered into effect in May 2018. The analysis also includes 38 expert interviews with relevant stakeholders from supervisory and regulatory authorities, the financial and FinTech industry, leading consulting firms and consumer protection agencies. By adopting this approach, the book identifies key regulatory needs, offers a valuable asset for practitioners and academics alike, and shares intriguing insights for lawyers, economists and everyone interested in FinTech and data privacy.
Author(s): Gregor Dorfleitner, Lars Hornuf
Publisher: Springer
Year: 2019
Language: English
Pages: 135
Tags: Financial Engineering, FinTech, Data Privacy, Germany
Front Matter ....Pages i-xvi
Introduction (Gregor Dorfleitner, Lars Hornuf)....Pages 1-2
Players in the German FinTech Industry (Gregor Dorfleitner, Lars Hornuf)....Pages 3-12
FinTechs and Data Protection (Gregor Dorfleitner, Lars Hornuf)....Pages 13-51
FinTechs and Data Protection After the Implementation of the GDPR (Gregor Dorfleitner, Lars Hornuf)....Pages 53-84
FinTech Business Models (Gregor Dorfleitner, Lars Hornuf)....Pages 85-106
Need For Regulation in the German FinTech Market (Gregor Dorfleitner, Lars Hornuf)....Pages 107-114
Summary in Eleven Theses (Gregor Dorfleitner, Lars Hornuf)....Pages 115-118
Back Matter ....Pages 119-121
