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Efficient Monopolies: The Limits of Competition in the European Property Insurance Market

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This book presents startling evidence that state monopolies can produce better outcomes than the free market. It provides an empirical comparison of the property insurance market in five European countries: Britain, Spain, France, Switzerland, and Germany. The market and cost structures of insurers in each country are described, and particular features of each market and the outcomes for customers examined. The regulatory frameworks vary widely from country to country and so do the market outcomes, both in terms of premium level and in terms of available insurance cover.

Author(s): Thomas von Ungern-Sternberg
Year: 2004

Language: English
Pages: 173

Contents......Page 10
List of Figures......Page 11
List of Tables......Page 12
Introduction......Page 14
1 Britain......Page 34
2 Spain......Page 69
3 France......Page 88
4 Switzerland......Page 118
5 Germany......Page 138
References......Page 165
C......Page 169
G......Page 170
P......Page 171
U......Page 172
W......Page 173