Smart Supply Chain Finance

Preface
Contents
List of Figures
List of Tables
Chapter 1: Supply Chain Finance Innovation: Origin and Evolution
1.1 Introduction
1.2 Emergence Background of Supply Chain Finance
1.2.1 Exploration of Traditional Lending Theories
1.2.2 Clustered Network Financing Theory
1.3 Early Stage of Supply Chain Finance
1.3.1 Trade Finance
1.3.2 Logistics Finance
1.4 Formation and Evolution of Supply Chain Finance
1.4.1 Exploration of the Meaning of Supply Chain Finance
1.4.2 Evolution of Supply Chain Finance Practices
1.4.3 Evolution of Supply Chain Finance Theories
1.5 Structure and Content of This Book
References
Chapter 2: Realizing End-to-End Supply Chain Finance
2.1 Introduction
2.2 Impact of Supply Chain Management on Finance
2.3 Cash-to-Cash Cycle and Supply Chain Fund Management
2.3.1 Cash-to Cash-Cycle and Working Capital
2.3.2 Mingxi’s SVC Model: C2C Management Practice
2.4 Collaborative Cash-to-Cash Cycle and Dynamic Discount
2.4.1 Definition of Collaborative Cash-to-Cash Cycle
2.4.2 Dynamic Discount under WACC Management
2.4.3 Demica’s Dynamic Discount Service
2.5 Modified CCCC and End-to-End Supply Chain Finance
2.5.1 Definition of Modified CCCC
2.5.2 End-to-End Supply Chain Finance
2.5.3 End-to-End Supply Chain Finance Products
References
Chapter 3: Intelligent Supply Chain and Tech-Enabled Supply Chain Finance
3.1 Introduction
3.2 Intelligence of Supply Chain and Relevant Elements
Definition of Supply Chain Intelligence
Structural of Intelligence
Development Elements of “Intelligent” Supply Chain
Information in Supply Chain
Information Technology
Process Automation
Advanced Analysis Technology
Integration and Innovation in Intelligent Supply Chain
3.3 ICT-Enabled Supply Chain Finance
Definition of Intelligent Supply Chain Finance
Position of Convergent ICT in Supply Chain Finance
Challenges in Constructing Intelligent Supply Chain Finance
Goals of ICT Enabling Supply Chain Finance
Financial Effect of Intelligent Supply Chain
3.4 GLP Supply Chain Finance Based on Industrial Scenario and Fintech
Standardized Financial Products under GLP Finance
Logistics Service: GLP Transport Loan and GLP E-Leasing
Cross-border Service: Cross-E Loan and Cross-E Purchase
Cold Chain Service: GLP Chain Purchase
Trade Service: GLP Chain Insurance
Supervised Warehouse: GLP Goods Loan
Big Data + Scenario: GLP Business Loan and GLP Digital Loan
Advantages of GLP financial products
Full Online Operation
Risk Control Based on Big Data and Industry and Product Characteristics
Blockchain Technology in GLP Ecosystem
Building Service Provider System: Blockchain-based Asset and Funding Platform
Building a Blockchain-based Credit Alliance
References
Chapter 4: Building Service Value Network: Foundation of Intelligent Supply Chain Finance
4.1 Introduction
4.2 From Value Chain and Value Shop to Service Value Network
4.2.1 Logic of Value Chain
4.2.2 Logic of Value Shop
4.2.3 Logic of Service Value Network
4.3 Intelligence and Realization of Service Value Network
4.3.1 Meaning and Dimensions of Intelligence of Service Value Network
4.3.1.1 Form Reconfiguration
4.3.1.2 Time Reconfiguration
4.3.1.3 Field Reconfiguration
4.3.2 Intelligent Platform Architecture of Service Value Network
4.4 Intelligent Service Value Network and Supply Chain Finance
4.4.1 Three Dimensions of the Effect of Intelligent Service Value Network
4.4.2 Supply Chain Financial Business Based on Three Dimensions
4.5 Business Chain-Based Intelligent Supply Chain Finance Between LINO and OPPLE
4.5.1 Operations of OPPLE Sales-Side Supply Chain and Its Project Background
4.5.2 Three-Party Collaborative Sales Supply Chain Finance Model among LINO, OPPLE, and Financial Institutions
4.5.3 Operational Performance of OPPLE’s Sales-Side Supply Chain Finance
4.5.4 Supply-Side Intelligent Supply Chain Finance
4.6 Ouyeel’s Value Network-Based Intelligent Supply Chain Finance
4.6.1 Background of Ouyeel Value Network Platform
4.6.2 Ouyeel Commodity Trading Service Platform
4.6.2.1 Functions of Ouyeel Trading Service
4.6.2.2 Value from Ouyeel’s Trading Services
4.6.3 Ouyeel’s Infrastructure Service Platform
4.6.4 Construction of Credit System Platform
4.6.5 Ouyeel’s Supply Chain Financial Services
References
Chapter 5: Coordinator for Multiple Participants: A Booster of Intelligent Supply Chain Finance
5.1 Introduction
5.2 Signaling Theory and Its Challenges in Supply Chain Finance
Development of Traditional Signaling Theory
Challenges of Traditional Signaling Theory in Supply Chain Finance Scenarios
5.3 Signal Intermediaries and Fintech Companies
Characteristics of Fintech Companies
Financial Institutions Requiring Signal Intermediary Services from Fintech Companies
Signals that Fintech Companies Deal with as Signal Intermediaries
Benefits That the Intermediary Services Bring to Supply Chain Finance
5.4 Types of Supply Chain Finance Organization
Type I of Intelligent Supply Chain Finance
UPS’s Supply Chain Financial Services
UPS Capital Cargo Financing
Global Asset-Based Lending
Small Business Financing
COD. Payment Option
Transfar’s Supply Chain and Financial Services
Service Network System Based on Road Port
Transfar’s Internet-based Logistics Business
Transfar’s Intelligent Information System and Data Services
Transfar’s Supply Chain Finance
Type II of Intelligent Supply Chain Finance
TCL’s Supply Chain Finance
CSCC’s Supply Chain Finance
Basic Concept of CSCC’s Supply Chain Financial Services
CSCC’s Supply Chain Finance Operating Model
Type III of Intelligent Supply Chain Finance
Basic Situation of Industrial Supply Chain for Auto Aftermarket in China
Autozi’s Supply Chain Service Platform
Trading Cloud Platform
Finance Cloud Platform
Logistic Cloud Platform
Car Owner Platform
Value Realization of Autozi’s Supply Chain
Benefits for Parts Manufacturers
Benefits for Parts Distributors and Retailers
Benefits for Repair Shops and 4S Stores
Type IV of Intelligent Supply Chain Finance
Supply Chain Finance and Information Service Solutions for the Medical Industry
Supply Chain Finance and Information Service Solutions for Procurement and Distribution in the Manufacturing Industry
Supply Chain Finance and information Service Solutions for Fourth-Party Logistics
Type V of Intelligent Supply Chain Finance
Type VI of Intelligent Supply Chain Finance
References
Chapter 6: ABCD-Enabled Supply Chain Finance: Intelligent Elements
6.1 Introduction
6.2 Integrated ABCD Framework for Enabling the Whole Process of Supply Chain Operations
6.2.1 Meaning and Framework of Integrated ABCD
6.2.2 Functions Fulfilled by the Integrated ABCD
6.2.3 Paths for Achieving the Integrated ABCD
6.3 Key Technologies Applied in Supply Chain Operations
6.3.1 IoT Technology in the Intelligent Supply Chain
6.3.2 AI Technology in the Intelligent Supply Chain
6.3.3 Edge Computing Technology in the Intelligent Supply Chain
6.3.4 Cloud Computing Technology in Intelligent Supply Chain
6.3.5 Blockchain Technology in Supply Chain Operations
6.4 Integrated ABCD and Intelligent Supply Chain Finance
6.4.1 Advanced Analytics of Big Data and Intelligent Supply Chain Finance
6.4.2 Smart Monitoring and Management and Intelligent Supply Chain Finance
6.4.3 Electronic Credentials and Smart Contracts and Intelligent Supply Chain Finance
6.5 Supply Chain Finance Based on Advanced Analytics of Big Data: CAINIAO and VZOOM
6.5.1 CAINIAO’s Advance Payment Financing Based on Advanced Analytics
6.5.1.1 Case Background of CAINIAO’s Advance Payment Financing
6.5.1.2 Implementation Process of CAINIAO’s Advance Payment Financing
6.5.1.3 Results of CAINIAO Advance Payment Financing
6.5.2 VZOOM’s Advanced Analytics for Supporting Supply Chain Financial Services
6.5.2.1 Data Basis
6.5.2.2 Establishing Enterprise Credit Scoring Model: Corporate Credit Scoring
6.5.2.3 Credit Assessment Based on Supply Chain Relational Transactions
6.5.2.4 Determination of Credit Lines
6.5.2.5 Post-Loan Monitoring Based on Invoices
6.5.2.6 Basic Service Process
6.6 Supply Chain Financial Services Based on Supervision and Management: WSNCM
6.6.1 Overview of WSNCM and Its Supply Chain Financial Asset Supervision Services
6.6.1.1 W-Pledge
6.6.1.2 V-Pledge
6.6.1.3 B-Pledge
6.6.1.4 Smart Chain Cloud
6.6.2 Supply Chain Fintech Services Based on IoT + Blockchain between WSNCM and Zaokuang
6.7 Supply Chain Financial Services Based on Electronic Credentials: CWRE
6.7.1 CWRE’s International Warehouse Receipt Service System
6.7.2 CWRE’s Service Support for Supply Chain Finance
6.8 Blockchain-Based Intelligent Supply Chain Financial Services: E-VISIBLE, 33.cn
6.8.1 Supply Chain Financial Services Supported by E-VISIBLE Blockchain
6.8.1.1 Trusted Data Pool and Supply Chain Trade System
6.8.1.2 Supply Chain Financing Platform
6.8.1.3 E-VISIBLE ABS
6.8.2 “HAIPIAOHUI” Bill Matching System between 33.cn and HAIPINGXIAN
6.8.2.1 Background of HAIPIAOHUI
6.8.2.2 33.cn Blockchain + Supply Chain Finance Solution
6.8.2.3 Issues That Need to be Addressed for Future Development
References
Chapter 7: Responsible Operations (I): Sustainability of Intelligent Supply Chain Finance
7.1 Introduction
7.2 Sustainable Supply Chain and Sustainable Supply Chain Finance
7.2.1 Sustainable Supply Chain Management
7.2.2 Sustainable Supply Chain Finance
7.3 Agricultural Supply Chain and Supply Chain Finance
7.3.1 Agricultural Supply Chain and Related Challenges
7.3.1.1 Agricultural Supply Chain and Its Characteristics
7.3.1.2 Management Characteristics and Challenges of Agricultural Supply Chains
7.3.2 Agricultural Supply Chain Finance and Its Realization
7.3.2.1 Meaning and Characteristics of Agricultural Supply Chain Finance
7.3.2.2 Key Elements of Agricultural Supply Chain Finance Decisions
7.3.2.3 Overall Framework of Agricultural Supply Chain Finance and the Corresponding Financial Business
7.3.3 Micro-Lending Service: CD Finance’s Micro-Lending and Ant Group’s Trade Credit
7.3.3.1 CD Finance’s Micro-Lending
7.3.3.2 Ant Group’s Trade Credit
7.3.4 Reactive Finance of Agricultural Supply Chain: ZM LOGISTICS—McCain Project’s Agricultural Supply Chain and Financial Services
7.3.4.1 Challenges in Potato Sourcing
7.3.4.2 Potato Supply Chain Service System Between ZM LOGISTICS and McCain
7.3.4.3 ZM LOGISTICS’s Supply Chain Financial Services and Their Characteristics
7.3.5 Proactive Agricultural Supply Chain Finance: Supply Chain Financial Services Between COFCO Trading and YANCHUAN FOUR APPLE
7.3.5.1 Key Elements for Building a Global Supply Chain for Agriculture
7.3.5.2 COFCO Trading’s Food Industry Supply Chain and Financial Services
7.3.5.3 Industrial Supply Chain and Financial Service of YANCHUAN FOUR APPLE
7.4 Circular Economy and Supply Chain Finance
7.4.1 Meaning and Characteristics of Circular Economy
7.4.2 Supply Chain Under Circular Economy and Its Key Elements
7.4.3 Circular Supply Chain Finance and Its Characteristics
7.4.4 Levi’s Circular Supply Chain Finance Plan
7.4.5 Circular Supply Chain Finance of BUYPB.CN
7.4.5.1 Product and Industry Background
7.4.5.2 Construction of Circular Supply Chain of BUYPB.CN
7.4.5.3 Circular Supply Chain Finance of BUYPB.CN
References
Chapter 8: Responsible Operations (II): Institutional Guarantee for Intelligent Supply Chain Finance
8.1 Introduction
8.2 Restrictions on Payment Delay in Supply Chain Finance
8.2.1 Status of Deferred Payments in Countries Worldwide
8.2.2 Evolution of U.K. Legislation to Restrict Payment Delay
8.2.3 EU Directive on Combating Payment Delay
8.2.4 U.S. Restrictions on Payment Delay
8.2.5 Key Elements for Restricting Payment Delays
8.3 Security Interests System in Supply Chain Finance
8.3.1 Basic Status of the Legislation on Security Interests
8.3.2 International Practice in the Regulations of Security Interests
8.3.3 Current Development of Security Interests in China
8.3.4 Key Elements for Further Improvement of the Security Interest Systems
References
Chapter 9: Integration of Transaction and Financial Asset: The Future of Intelligent Supply Chain
9.1 Introduction
9.2 Financial Bullwhip Effect and Financial Supply Chain
9.2.1 Financial Bullwhip Effect
9.2.2 Financial Supply Chain
9.3 Innovative Integration Models of Financial Supply Chain and Supply Chain Finance
9.3.1 Changes of Supply Chain Finance under ICT
9.3.2 Changes of Financial Supply Chain under ICT
9.3.3 Innovative Integration Model of Supply Chain Finance and Financial Supply Chain
9.4 Cases of Innovative Integration of Supply Chain Finance and Financial Supply Chain
9.4.1 Model I: Collaborative Supply Chain Finance of Huaxia Bank, CIPC, and Haier
9.4.2 Model II: Xi’an Qujiang Tou Treasure and JD Supply Chain Finance ABS
9.4.2.1 Xi’an Qujiang Finance and Tou Treasure
9.4.2.2 JD Supply Chain Finance ABS
9.4.2.3 Key Participants in JD Supply Chain Finance ABS
9.4.2.4 Underlying Assets for ABS of Jingdong Supply Chain Finance
9.4.2.5 ABS Credit Enhancement of JD Supply Chain Finance
9.4.3 Model III: Integrated Supply Chain Financial Services of UCA and YIRUN
9.4.3.1 Integrated Supply Chain Financial Services of UCA
9.4.3.2 Overview of the Ceramic Industry and the Challenges It Faces
9.4.3.3 Integrated Supply Chain Financial Services of UCA
9.4.3.4 Integrated Supply Chain Financial Services of YIRUN Agriculture
References
Chapter 10: Risk Management in Intelligent Supply Chain Finance
10.1 Introduction
10.2 Risks in Supply Chain Finance
10.2.1 Risks of Supply Chain Finance Arising from Supply Chain Operations
10.2.1.1 Sources of Risks in Supply Chain Operations
10.2.1.2 Forms of Risks in Supply Chain Operations
10.2.1.3 Sources of Supply Chain Risks, Operation Risks, and Supply Chain Financial Risks
10.2.2 Supply Chain Financial Risks Resulting from Opportunism of Participants
10.3 Risk Management System of Intelligent Supply Chain Finance
10.3.1 Two-Dimensional Driver of Risk Management of Intelligent Supply Chain Finance: Intelligent Credit
10.3.2 Establishment Principles and Management Elements of Intelligent Credit
10.3.2.1 Behavior Contextualization
10.3.2.2 Asset Penetration
10.3.2.3 Management Refinement
10.3.2.4 Operational Early Warnings
10.3.2.5 Information Governance
10.3.2.6 Reputation Digitization
References